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GALLERY 2010/2011


P2P Gift Credit Cards - Gift Finance.


Description of campaign/project

P2P Gift Credit Cards - Gift Finance.


This project proposes an alternative economy based on Peer-to-Peer architecture for a more equal sharing of wealth in society. It offers an innovative participative system using counterfeit virtual money.

About the P2P Gift Credit Cards:

By issuing a visionary type of credit card, the project introduces the P2P Gift Finance system based on Peer-to-Peer free credit shared across digital networks. The P2P Gift Finance is a democratic creation of money directly regulated by ordinary people in order to redistribute wealth in society.

Power to create virtual money with a multiplier effect should be restored to the people, and regulated by democratic participation. It is recognised that the perpetual creation of money is necessary, however, since there is a private monopoly on the monetary system, it is proven to be unfair and is unlikely to ever change without intervention. Indeed many theorists have pointed out that allowing banks to create money is fundamentally unjust, unethical and immoral.
Find out more about it:


More details:

The website P2PGiftCredit.com allows people to generate unique virtual card numbers to send to others via digital devices and platforms. In order to activate and use the P2P Gift Credit Cards users must generate new virtual credit card numbers for friends. Rules like this underline the idea of 'Sharing' a concept which defines the basis of P2P Gift Finance and enables a viral spread of free credit among people, generating a real alternative virtual credit that anyone can own. This approach also simulates the distribution of free credit by people as a form of "Basic Income", which may help to stimulate the entire economy.

Find out more how it works:


Through researching methodologies for manipulating information, my artwork will become active agents, able to influence the depicted subject. This by employing unusual reconfigurations of the power of information. I intend to discuss the information's power by investigating content, distribution and modes of media.

Nowadays, data fluxes regulate the organization of humanity and its relationship with physical reality. In the Information Age, media can be seen as instrumental to the ordering of the world. Seeing control over the design of information as a prominent cause and cure for most human plights, media unavoidably become the urgent concern of my artistic research.

Taking a provocative and edifying approach, I will extend my research beyond a single media and focus on the informational environment created by data flows. Languages and devices employed by the media enter my research as strategies and tactics to explore how the arrangement of information create realities and narratives that design societies and human beings.

In conclusion, through manipulation of media, information and communication, my work aspires to educate, inform, investigate, organize and influence contemporary society. This critical approach often breaks the boundaries of representation and questions: what art is, how it should be and what it is needed for - matters that will further the contemporary art discourse.

Purpose of the project:

- Researching alternative virtual currencies, peer-to-peer lending platforms and electronic payments as a positive step in reshaping the future of sustainable finance in the contemporary digital networked scenario.
- Underlining the consequences of private speculative lending institutions and explaining how they often determine economic crises due to the deregulated creation of credit.
- Calling people to sign petitions to shut down tax havens, and to investigate the bailout money that taxpayers recently paid to major banks by supporting ongoing campaigns on this issue.

- Bringing "Basic Income" (as a form of universal, guaranteed, minimum income) to public attention and the inequities of current patterns of the redistribution of wealth into question.

- Targeting social classes vulnerable to the deceptive marketing of the credit card industry (such as university students, artists, the unemployed and people with low incomes) in order to highlight the inherent dangers.
- Increasing awareness about global credit and debit owned by people and banks during the recent so-called global recession, as well as issues related to the creation of money.

If you would like to have more information about the recent so-called "economic recession", the victims of global fraud, the artificial scarcity of money, or, if you would like to know more about the credit card industries, their criminal interest rates (which cause depression and suicides), and more besides, you should have a look at the Infoshop section which is a real treasure trove of information:


It's amazing seeing how money is so a powerful persuasive communication mean.

i advice this essay:
"The persuasive power of money" by Keith Hart.

Curators comments More info on Curators & Editors ›

Upon the sentence of death placed on one of the characters in "The Rise and Fall of the City of Mahagonny," Kurt Weill and Bertolt Brecht’s opera, a chorus intones “in the whole human race / there is no greater criminal / than a man without money."

Any attempt to play with our money is seen as suspect. This is precisely what the P2P Gift Credit Cards project does so well. On the one hand is our fractional reserve banking system and its tricks (seldom do we think about them – to do so would unsettle our trust in the system, vital for keeping it going and for cashing our checks). On the other hand, we have the Basic Credit Network website, which tells us to “Activate your card now and receive £100 of free credit!” It promises to unveil the secret conspiracies of the dominant money system which putting free money in my pocket! Who to trust?

On the one hand, I’m really impressed with the bold ambition of this project, which is no less than to reform the money system. On the other hand, it raises a lot more questions than it answers: a good thing, generally, but don’t do it with my money!

For me, this brings to the foreground the purpose and practices of art and design. As an activist artwork of a conceptual nature it does what we expect, putting any certified meaning in abeyance. But is this good enough? What is its social effect? If our economic system is the cause of injustice, how do we go about changing it? I’m not sure designing a website with the look and feel of a suspect credit card company is going to help. But perhaps, in its role of stirring up misplaced trust, it achieves something worthy.

View other works commented by John Calvelli  ››

To abolish money is the one of the biggest utopian ideas of the left. Anabaptists ("Täufer"), the radical reformers in the 16th century, tried to abolish money - and decades after a lot of theories keep this idea still viral. Today a lot of alternative currencies (some examples http://en.wikipedia.org/wiki/Alternative_currency) exist all over the world, people are using swap systems, discussing basic incomes (http://en.wikipedia.org/wiki/Basic_income_guarantee) and on the net alternative economic systems like Flattr or Crowfounding are getting more and more attention. "It's All About the Benjamins" - after all. What I like in this project is the connection of two worlds: Peer-to-Peer-Net-Ideology meets Karl-Marx-Anti-Capitalism-Theory. "P2P Gift Credit Cards" is virtual, viral, educational, and deals with "economic recession", global credit crisis, hypocrisy and the power of money. And the best thing is: The concept is not only a nice piece of art but also a real interesting and inspiring vision about how economy could work in the future.

Suggest to read:
http://www.wumingfoundation.com/italiano/downloads.shtml ("Q")
http://www.freitag.de/2004/32/04320501.php (german only)

View other works commented by Alain Bieber  ››

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Curators comments

This work has been commented by 2 curator(s):
John Calvelli Alain Bieber go to comments ›

Entry details


P2P Gift Credit Cards - Gift Finance.


P2P Gift Credit Cards - Gift Finance.

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Concept author(s) contribution

I did all by myself.





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tactical media